Who accepts CareCredit?

CareCredit is a division of Synchrony Financial (SYF).Since 2015, Synchrony Financial operates as an independent, listed company. Previously, it belonged to General Electric.Since its inception in 2003, Synchrony Financial has been involved in providing credit solutions to its clients.

Synchrony Financial’s CareCredit division offers a credit card which is accepted by over 200,000 healthcare providers in the United States. The credit card can be used for various medical procedures and wellness services, such as vision care, cosmetic surgery, dermatology services, dental services, hearing care and more.

Key points to remember

  • CareCredit is a division of Synchrony Financial.
  • CareCredit companies seek to provide a revolving line of credit to use with health and wellness expenses.
  • The CareCredit credit card is accepted by more than 200,000 suppliers and businesses.
  • The CareCredit website allows customers to perform a detailed search by category, location and commercial supplier to identify accepting companies.

CareCredit can be used for family members and even pets. Various hospitals, veterinary clinics, dental centers and private medical practices accept CareCredit.CareCredit provides a database of providers and companies that accept it as a payment method.

Special CareCredit financing

CareCredit is specifically designed to provide a revolving credit solution for healthcare products and services that help meet the health and wellness needs of cardholders.

Unlike other credit cards, CareCredit offers special financing terms for beauty and wellness treatments.CareCredit offers six, 12, 18 or 24 month interest-free promotional financing on purchases over $ 200. The promotional period will depend on the user’s credit.

The terms of promotional financing also require the cardholder to make minimum monthly payments and repay the full amount due on the promotional period due date. Otherwise, CareCredit charges interest retroactively from the date of purchase at an annual percentage rate (APR) of 26.99%.

Long term financing

CareCredit also offers longer term financing promotions. Longer term financing for periods of 24, 36, 48 or 60 months may include a reduced interest rate. Purchases must be $ 1,000 or more to be eligible for the 24, 36 or 48 month promotion. The 60 month promotion requires a purchase of $ 2,500 or more.

According to CareCredit, long-term funding promotions may include the following conditions:

  • Purchases of $ 1,000 or more: 24-month offer with 14.90% APR, 36-month offer with 15.90% APR, or 48-month offer with 16.90% APR
  • Purchases of $ 2,500 or more: 60-month offer at 17.90% APR

Longer term finance promotions do not have a 0% interest period. However, the promotional APR for these purchases is much lower than the norm. APR by 26.99%. After the promotional period ends, balances are subject to an APR of 26.99%.

Find a supplier

As noted above, CareCredit is offered by Synchrony Financial.CareCredit can have a maximum authorized revolving balance of $ 25,000.The card does not replace medical insurance policies. It is only intended to help individuals pay for personal expenses that are not covered by medical insurance.

Finding a company provider that accepts CareCredit is much like finding a doctor or specialist on your insurance company’s website. On the CareCredit website, users start from the “Find a location” tab.From there, they can enter their zip code and then select a category of interest. The categories include the following:

  • Dental
  • Vision
  • Cosmetic
  • Audience
  • Primary care / clinics
  • Specialists
  • Pharmacies / Personal Care
  • Medical equipment / supplies
  • Surgery centers
  • Aptitude
  • Animal / pet care
  • Laboratories and diagnostics
  • Spa
  • To sleep

Within each category, users can also delve into the specialty areas. For example, in the field “Animal / Pet Care”, the following specialties exist:

  • Veterinarian, General Practitioner
  • Veterinary specialist
  • Emergency and intensive care
  • Equine, large animal
  • Animal insurance

Each comprehensive and detailed search category provides a comprehensive list of providers who are willing to accept CareCredit credit card for products and services.

About Andrew Miller

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