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El gobierno dara ayudas de casi once mil euros a jovenes para comprar vivienda


According to the Minister of Public Works, Íñigo de la Serna, on Thursday, the State Housing Plan 2018-2021 includes up to 10,800 euros to help young people acquire a home.

The aid will have a limit of 20% of the purchase price and young people up to 35 years old will be able to benefit.

The minister presented Thursday the aid plan, whose draft will be delivered this Friday to the autonomous communities and the sector that can make their contributions to the project until May 30.

In this way, the Ministry of Public Works expects to begin processing the royal decree on June 1 with the aim of making the plan effective on January 1, 2018.

Among the list of developments presented by the housing plan highlights the increase of 600 to 900 euros of the maximum amount of aid for rentals and the introduction of mechanisms to facilitate the granting of loans by financial institutions to rehabilitation, regeneration and urban renewal or rural

In addition, a program is incorporated into the plan that makes available the unoccupied dwellings of the Sareb and financial institutions, so that the autonomous communities can rent them to people who find themselves in a situation of eviction from their habitual residence.

The plan contemplates that the State and the autonomies assume the payment of between 150 and 400 euros of rent to people evicted or vulnerable groups, with a contribution of 80% of the ministry and 20% of the regional administrations.

The term of these grants will be two years , which are “perfectly” extended to two more if so determined by the criteria of the social services of the autonomous community or the municipality, the minister added.

From the housing rental assistance program people with incomes lower than 3 IPREM (532.51 euros per month in 14 payments) can benefit .

The maximum amount will be 40% of the rental income , which removes the limit of 2,400 euros per year of the 2013-2016 plan, in addition to increasing the period of the aid up to 3 years, while in the In case of young people will reach up to 50% of the monthly rent.

In relation to older people, there are two programs that contemplate direct aid and others to the promotion of buildings and residential complexes that have common facilities suitable for people over 65 years.

As for the housing development program , with which it is expected that Spain can approach the European average of 30% of the population residing in rented homes compared to 21.8%, the object of aid to the sector is extended private, when in the previous plan only actions for publicly owned housing were admitted.

It also increases the amount of these grants to a maximum of 350 euros per useful square meter and the income limit of the tenants (up to 4.5 IPREM) and the maximum rental price (up to 7 euros per month per square meter) with respect to the previous plan.

The plan also includes aid for works to improve energy efficiency and accessibility, as well as for conservation works in residential buildings and, for the first time, also in single-family buildings.

The new plan allows the autonomous communities to grant an unlimited extension of the suspension of the amortization period of the agreed loans covered by previous state plans for a maximum period of 3 years.

De la Serna has also advanced that, at the same time, work is being done to reach an agreement with financial entities to grant loans for rehabilitation activities, covering the risks with guarantees from the Investment Bank (EIB).

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